Everything below exists and works today.
Nothing here is a roadmap item. The product's promise is that it doesn't make numbers up — so neither does this page.
No signup, no card. Real data, full product.
Reconciliation engine
Matches order → payment → settlement → bank credit and tells you where the chain breaks.
- States: auto-matched, needs-review, unmatched, COD-pending, invoiced, written-off
- Exceptions queue with a written-off audit trail
- Manual match for the ones automation can't call
- Per-leg breakdown showing which legs can run and which are blocked, and why
COD and RTO
COD is most of the market and where the money hides. CFOOS follows it to remittance.
- COD delivered, awaiting remittance
- COD gone dark — delivered, past the remittance window, courier silent
- RTO rate on a 28-day roll, what it costs, and what's driving it
- Courier billing checked against parcels actually shipped
Contribution margin CM0–CM3
Four margins, not one, so you can see which layer eats it. Per SKU, per channel, per campaign.
- CM0 — after product cost
- CM1 — CM0 minus packaging, forward and reverse shipping, RTO
- CM2 — CM1 minus gateway, COD and marketplace fees
- CM3 — CM2 minus ad spend
- Surfaces products that lose money on every order
Cash
What you actually hold, what's still out there, and how long it lasts.
- Available cash from real bank balances, not gateway-reported
- Cash received vs billed
- Burn and runway
- Cash forecast with what-if scenarios you can run live
- Pending settlements — money gateways and marketplaces still hold
AI CFO
Plain-English questions, answered from your data by 23 tools that read the dashboard's own calculations.
- The AI never calculates money — it selects tools, the backend computes
- Every figure names the tool that produced it and links to its evidence
- Narrates its work live: which lookups ran, how long, which failed
- Answers with charts built from the tool's own series
- Follow-ups filtered by what you've actually connected
Daily Brief
A written narrative each morning of what changed and why.
- Generated from the day's captured numbers
- A verifier rejects the narrative if any figure doesn't check out
Anomaly detection — 12 rules, nightly
Each raised with severity, evidence and a recommended action.
- Revenue decline · Revenue spike · Ad-spend spike · RTO increase
- Refund increase · Courier-cost increase · Negative-margin SKU
- Missing settlement · Duplicate payment · Cancellation increase
- Product-cost increase · Cash below threshold
Inventory
Cover and risk from real sales velocity, not averages.
- Days of cover
- SKUs at risk of stockout
- Slow-moving stock value and total inventory value
- SKUs with no cost recorded
Reports & compliance
The statements your accountant expects, exportable.
- Profit & loss, balance sheet, cash-flow statement
- GST summary
- CSV export and scheduled email sends
Governance
Built for a team, an external CA and more than one entity.
- Seven roles: Owner, Admin, Finance Manager, Accountant, Analyst, Viewer, External CA
- Enforced on every one of the ~90 API routes, not decorated per-handler
- Append-only audit log of every action that touches money
- Multi-entity: several GST-registered companies under one login
- Approvals workflow, plus daily and weekly email digests
See it with real data before you connect anything.
The demo is a full product with a real brand's numbers in it. No signup, no card.